Short Term Endowment Plan with Guaranteed Return in Singapore
Short-term endowment plans are single-premium plans with fixed tenures, guaranteed maturity values, and capital guaranteed upon maturity, subject to the product terms.
This page tracks selected past short-term guaranteed return tranches in Singapore and provides a central place to register interest for future tranche alerts.
New to this product type? Start with the general guide: endowment plans in Singapore.
- Single premium
- Typical tenure of 2 to 5 years
- Guaranteed maturity value, subject to product terms
- Capital guaranteed upon maturity if held to the end of the policy term
- Simple application process, usually with no medical check-up required
- Some tranches may accept SRS funds, depending on product terms
What these plans are not
They are not bank deposits, money market funds, or permanently available products. Availability, rates, eligibility rules, funding source, death benefit, surrender terms, and application windows can change by tranche.
Information above is based on past tranches from 2020 to 2024. These tranches may no longer be available. Future tranches, if launched, may have different rates, terms, eligibility rules, features, and availability windows.
Historical tranche rates by product
Historical rates below are retained from the existing page for reference. They are based on past tranches in 2020 to 2026 and do not indicate that the same terms are currently available.
Flagship series: Singlife Secure Saver — the longest-running series here (11 tranches since 2020), SGD 20,000 minimum, cash or SRS eligible.
| Comparison | Singlife Secure Saver / Digital Saver / Max Saver | China Taiping i-Save | Income Gro Capital Ease | Etiqa Enrich Aspire | FWD Save First |
|---|---|---|---|---|---|
| Tenure / funding | 2 to 3 years; cash or SRS | 3 years; cash only | 2 to 3 years; cash or SRS | 5 years; cash only | 2 to 3 years; cash only |
| Minimum premium | SGD 20,000 | SGD 50,000 | SGD 20,000 | SGD 20,000 | SGD 10,000 |
| Past tranche guaranteed return history |
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| Product page | Singlife Secure Saver Singlife Digital Saver Singlife Max Saver | China Taiping i-Save | Income Gro Capital Ease | Etiqa Enrich Aspire | FWD Save First |
* Notes from the existing page: Singlife marked items refer to Digital Saver; Income marked items refer to bundled deals; Etiqa marked items refer to Enrich Growth, 3 years. As-of page date: 24 Oct 2024. † Aug26 refers to Singlife Max Saver II, the current series. Rate history updated 9 Aug 2026 (2025–2026 tranches added).
Short Term Endowment Plan with Guaranteed Returns Market Trend
View historical tranche rates and register interest for future capital parking opportunities. Future tranches, if launched, may have different rates, terms, eligibility rules, features, and availability windows.
Key Features
Why pre-registration helps when tranche windows are short.
Short-term guaranteed return plans are usually launched in limited tranches. When rates are competitive, allocation can be filled quickly.
New tranches may also be announced with short notice. Pre-registration helps us notify you when a suitable tranche becomes available, so you can review the details before deciding whether to proceed.
Registering interest does not create any obligation to apply.
Be told when the next tranche opens.
Tranches launch with short application windows. Leave your details and we'll send the product summary when a new one is announced - no commitment, no solicitation, easy unsubscribe.
Tranches don't follow a schedule. They open when an insurer wants to raise capital — through 2022–2024 that happened every month or two; since then, long quiet stretches have been the norm. That unpredictability is exactly what the alert list is for: windows are short and openings can't be forecast, so the only reliable way to catch the next one is to be told the day terms are announced.
- Email-only. No phone calls unless you request them.
- Unsubscribe in one click. Every email has a link.
Register interest for future short-term endowment tranches
Your details are used only to send you updates about future tranches and are handled in line with our privacy policy. Registering places you under no obligation to apply.