Singlife Max Saver II — the most recent tranche in the series — closed on 31 Aug 2026. It was a 2-year single premium non-participating endowment with a guaranteed yield at maturity of 2.00% p.a., a guaranteed maturity value of 104.04% of the single premium, funded with cash or SRS from SGD 20,000. The full terms and a sample Benefit Illustration are kept below for reference; precise benefits and conditions are as stated in Singlife’s policy documents.
Short-term guaranteed-return endowment tranches, such as the Singlife Max Saver series, are single premium plans that typically pay a guaranteed maturity value if the policy is held to the end of a fixed term. The rate, tenure, funding source (cash and/or SRS) and premium limits are set per tranche and change each time a tranche opens. This page tracks the series; the current open tranche is Singlife Max Saver II.
| Guaranteed yield at maturity | 2.00% p.a. |
|---|---|
| Policy term | 2 years, single premium |
| Guaranteed maturity value | 104.04% of the single premium |
| Death benefit | 105% of the single premium |
| Guaranteed surrender value | 90% of premium in year 1; 100% in year 2 |
| Single premium | SGD 20,000 to SGD 1,000,000 (multiples of SGD 100; no top-ups) |
| Funding | Cash or SRS |
| Entry age (age next birthday) | Cash: 1–75 · SRS: 19–75 |
| Policy loan | Up to 65% of surrender value (cash policies only) |
Source: Singlife Max Saver II Product Summary (March 2026). This summary is not an offer; precise benefits, terms and conditions are stated in Singlife’s policy documents.
The excerpt below is from a Singlife Benefit Illustration generated on 13 Aug 2026 for a sample single premium of SGD 100,000. Because Max Saver II is non-participating, every value shown is guaranteed — there are no projected or non-guaranteed figures in this plan.
Max Saver II acquires a guaranteed cash surrender value from the start of the policy: 90% of the single premium in year 1 and 100% in year 2. The plan is still designed to be held to maturity — surrendering in year 1 returns less than the premium paid — so it should not be funded with money that may be needed before maturity. For SRS-funded policies, surrender proceeds are credited back to the SRS account.
Singlife Max Saver II is protected under the Policy Owners’ Protection Scheme, administered by the Singapore Deposit Insurance Corporation. Coverage is automatic and subject to the scheme’s terms and limits. See www.sdic.org.sg for how the scheme works.
No. Singlife Max Saver II closed on 31 Aug 2026. The terms and sample Benefit Illustration are kept on this page for reference. Tranche windows are short and openings are not announced in advance, so registering interest is the reliable way to hear about the next one.
Singlife Max Saver II offers a guaranteed yield at maturity of 2.00% p.a. over a 2-year term — a guaranteed maturity value of 104.04% of the single premium. The plan is non-participating, so all illustrated values are guaranteed. The minimum single premium is SGD 20,000 and the maximum is SGD 1,000,000.
Yes — Singlife Max Saver II accepts cash and Supplementary Retirement Scheme (SRS) funds. Entry age (age next birthday) is 1 to 75 for cash and 19 to 75 for SRS. For SRS-funded policies, maturity and surrender proceeds are credited back to the SRS account under prevailing SRS guidelines.
Max Saver II closed on 31 Aug 2026. Leave your details and I will notify you when future tranches in the series are released, with the product summary and application steps. Registering interest does not create any obligation to apply.
Tranches don’t follow a schedule. They open when an insurer wants to raise capital — through 2022–2024 that happened every month or two; since then, long quiet stretches have been the norm. That unpredictability is exactly what the alert list is for: windows are short and openings can’t be forecast, so the only reliable way to catch the next one is to be told the day terms are announced.
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