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unit Trust investment
thru
Managed Account of Funds

cash or SRS

Simply Choose a portfolio that suits you

Many investors had tried traditional Unit Trust investment, either through banks or DIY Fund platforms.

There are more than 100,000 funds available globally. 

Most retail investors choose their funds simply by headlines.

A DIY investor is a Fund Manager, an Analyst, a Trader and an Administrator rolled into one.

Some investors fall victim to their own investing psychological or behavioural traps.

Others got it wrong sometime and decided to stay out thereafter.

Get to know this “private-banking Lite” solutions.

An option to tap into the expertise of the professional wealth service company.

What is Managed Account of Funds?

Managed Accounts is the investment solution of choice among private banking clients. It is increasingly made available to the mass market recently.

A Managed Account of funds is a unit trust portfolio management service designed to make investing easy for retail investors. 

Once the investors have selected the investment strategy that suits them, the day-to-day portfolio rebalancing and implementation decisions is then delegated to an Asset Manager.  

What is in the Portfolio?

Each Managed Account of funds portfolio is a selection of unit trusts, chosen by professional portfolio managers to achieve the investment objectives and desired risk-adjusted return characteristic. 

The portfolio is often diversified across multiple fund houses, multiple asset classes, and many different securities.

There are usually portfolios of various strategies the investors can choose from, depending on their respective investing needs. 

How does it work?

It often begins with a process to determine the investor’s financial goals and risk preferences.

A suitable Managed Account strategy that best corresponds to the requirements may then be recommended to the investors.

Once the investors have accepted that recommendation, the implementation, ongoing management and monitoring of the investment will be taken over by the Asset Manager. The investors are usually updated through trade alerts, periodic reports, etc.

 

Benefits Of Managed Account Of Funds

Simplicity

The only decision the investors will have to make is the choice of the portfolio strategy and how much they wish to invest.

Professional Management

Most Managed Account of Funds offer the investors access to an Asset Manager, a service usually reserved for institutional investors.

Timeliness

Professional portfolio managers will monitor the market for the investors. Portfolios are usually managed and rebalanced in a timely manner diligently.

Transparency

Investors usually get real-time access to their portfolios through an online portal and receive trade alerts & periodic updates.

Access to clean fee

Some Managed Account of funds enjoy clean fee or institutional share classes, which is lower than retail share classes that carry a higher management fee.

Examples of Investment Strategy Choices

CONSERVATIVE

Investment Objective: Income generation and capital preservation.

The manager will seek to minimize drawdowns by diversifying across a portfolio of low volatility fixed income and equity funds.

Investors of this portfolio should view their investment with a medium to long term investment horizon.

Asset Allocation Range:
Fixed Income 70 - 100%
Equities 0% - 30%

MODERATE

Investment Objective:
A balance of income generation and capital appreciation. .

The manager will seek risk adjusted returns by investing in a portfolio of fixed income and equity funds..

Investors of this portfolio should view their investment with a medium to long term investment horizon.

Asset Allocation Range:
Fixed Income 20 - 60%
Equities 40 - 80%

AGGRESSIVE

Investment Objective:
Risk adjusted capital appreciation.

The manager will seek to balance the risk return tradeoff by investing in a portfolio of equity and fixed income funds.

Investors of this portfolio should view their investment with a medium to long term investment horizon.

Asset Allocation Range:
Fixed Income 0 - 30%
Equities 70 - 100%

INCOME

Investment Objective:
To seek sustainable income distribution plus moderate long term capital appreciation.

This portfolio invests in a combination of bonds and income generating equity funds that offer potential for capital appreciation.

Investors of this portfolio should view their investment with a medium to long term investment horizon

Asset Allocation Range:
Fixed Income 40% - 80%
Equities 20% - 60%

This page Is published for general information only and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person.

The information contained in this webpage, including any data, projections and underlying assumptions are based upon certain assumptions, and analysis of information available as at the date of the webpage. 

Please refer to Important Info / disclaimer here.

Date: 26th Nov 2021

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