NTUC Income

gro Capital Ease (capital Plus)
3-year plan

5th August 2022 Tranche Closed

Guaranteed returns of 2.81% p.a.

Information below is based on previous tranche product info, new tranche features and benefits may be different.

Gro Capital Ease (previously known as Capital Plus)

Gro Capital Ease is a 3-year non-participating, single premium endowment insurance plan with a guaranteed return. It offers a short term saving tenure with protection.

Maturity Benefit: Guaranteed returns of 2.81% p.a.

The guaranteed Yields at Maturity represent the annualised investment return you may receive upon the maturity, net of the cost of insurance and the expenses incurred.

Death And TPD coverage during the policy term

This plan also provides protection against death, and total and permanent disability (TPD before the age of 70) during the policy term.

No medical check-up required

Hassle free application with no medical check-up required

Easy start with just S$20,000

Single Premium, Minimum: S$20,000, Maximum: S$200,000 per policy holder

Act fast before it is gone

This plan has a limited tranche and is available on a first-come-first-served basis. Last tranche sold out within 1 day.

Cash & SRS

Available in cash and Supplementary Retirement Scheme (SRS) funds. One of the few Short Term Guaranteed Return Plan that allows SRS funds. Click the icon to check out other SRS Approved Insurance Plans.

NTUC Income Gro capital Ease Aug22 Tranche Policy Illustration

Aug22 2.81%p.a. Gro Capital Ease Benefit Illustration

Frequently asked questions

Gro Capital Ease (Capital Plus) is available for insured from ages 10 to 80 (age last birthday).

Foreigners who are applying for insurance must be residing, studying or working in Singapore at time of application. The additional documents to be submitted are as follows:

i. Copy of passport with proof of entry is a compulsory document for all foreigners

ii. Valid employment pass is needed for those who are working (minimum validity of 6 months prior to expiry)

iii. Student pass or dependant pass is required for those who are not working

iv. Documentary proof of residential address such as a copy of the utility bills, bank statement or letters issued by statutory or government bodies (dated within past 6 months)

* excludes sanctioned countries

Gro Capital Ease (Capital Plus) can be purchased via cash, cheque or SRS funds. 

If the payment is made by cheque, it must be made payable to “NTUC Income”. 

Internet banking options: E-payment link or via DBS/POSB Bill Payment -> Ntuc Income

A successful submission of the Gro Capital Ease (Capital Plus) application does not guarantee that the customer’s Gro Capital Ease (Capital Plus) policy will be issued, since Gro Capital Ease (Capital Plus) is only available on a first-come-first-serve basis based on issuance, and will only be issued if the application is complete with no further requirements, we have received its premium and the tranche is not been met.

NTUC Income have the right to terminate the policy if there is oversubscription for the tranche, and refund any premium paid, without interest.

Gro Capital Ease (Capital Plus) policy will be issued upon:

 Approval of underwriting (if financial underwriting is required)

 Receipt of premium payment for Gro Capital Ease (Capital Plus) subjected to Gro Capital Ease (Capital Plus) limited tranche submission.


There may be Gro Capital Ease (Capital Plus) policies which are issued and the policy documents are mailed out after tranche has already been met. This is due to monitoring being manually done and will be done on a best effort basis. Therefore, if the tranche was fully subscribed but policy documents have already been issued, the policy will be considered free-looked and letter will be sent to customer, cc Agent. Customer will be refunded the single premium, without interest.

As a licensed financial adviser, we are an authorized distributor for this product.

Simply fill in the form below and we’ll work with you on the application process.

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